No Banks. No Red Tape. Just Results
Approval based on proof of funds—not your credit score
No mortgage application or endless paperwork
Keep your timeline and flexibility—refinance when you’re ready
Recent Home Purchases Across the USA
How It Works

Enter Your Available Funds

Obtain Shopping Budget

Pick Your Perfect Home

Home Equity Partner Buys the Home

You Move-In

You Control the Home, Not Us
If you have over $75,000 in available funds, we guarantee pre-approval in 5 days or less.
Exclusive Home Buying Program for:
Have equity, not cash? Let’s unlock it.
$75,000+ in available funds
Home value: Above $200,000
Minimum Cash Required | $75,000+ |
Credit Score Needed? | No minimum. No impact to credit. |
Time to Approval | As fast as 24-48 hours |
Program Length | Up to 3 years |
Can I buy the home later? | Yes, refi or cash-out anytime. |
Helping Families Find their Home
We are thrilled to have found HEP! Our situation was quite challenging: the house we were renting-to-own was foreclosed on, and we were faced with the tough choice of either buying the property or moving out. Traditional loans were out of reach due to our less-than-perfect credit score and the inflated price of the house we were in.
Thankfully, HEP came to the rescue. Within two weeks, they got us approved through their program. Not only that, but they also connected us with a local realtor who expertly guided us through the current hectic market. In just a month and a half, we found our dream home, and 50 days later, we closed on it.
Today, we are overjoyed to say that we are officially on our way to homeownership. Thank you, HEP Team, for making this possible!
– Ethan Slyder (Illinois 2024)

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