Skip the Mortgage. Secure Your Home.

Have $75K+ in available funds? Get fast-tracked to your next home—no mortgage required.

home shoppers love using home equity partner

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“I was in a unique place when I was needing to purchase a home. I built my house 2 years ago and had an 810 credit score. Several crazy life events got me into a bad place. I took a new job and was needing to move cross country. I couldn’t secure traditional financing. Home Equity Partner helped me from day one. Joe called and explained the process to me. My family and I moved into our new house last week. I could not be happier. I would recommend them 10/10. If you have unique financing needs please reach out to them. You won’t he disappointed.”

Daniel Malloy

Texas
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“Because of my broad professional expertise, I’m not an easy client to please. However, HEP’s staff and representatives had the pleasing poise and professionalism to meet my goals and expectations. I highly recommend them!”

DR. JLW

Georgia
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“Very happy with the results from Home Equity Partners. We have never had the luck of good credit or good income or proper tax returns all at the same time, but these guys have made our dream home a reality as we know we are only a year away of being ready to officially buy. Rather than wait to enjoy the home of our dreams, home equity made it possible now.”

Roger Trevino

Indiana
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“Staff is friendly, process was relatively smooth. Perfect for families looking for a home but are struggling with traditional home loan lenders. Great for starting the process of owning your own home.”

David Cooley

Illinois
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“Working with Home Equity Partners was such a great experience. As a Realtor, I look for amazing service and professionalism from my affiliates. They really delivered! Easy to work with and quick to respond. I’d recommend that anyone looking to buy with them, take advantage of the service they offer.”

Marc Bushee

North Dakota
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“Highly recommend to anyone who has tried and failed to purchase a home the traditional way. Adam and Jon have really changed our family’s lives and made our dream of owning a home a reality. They made sure I understood the whole process from the beginning and were always there to answer any questions that I had along the way. This company is really amazing!!!!”

Barbara Johnson

North Dakota

No Banks. No Red Tape. Just Results

Approval based on proof of funds—not your credit score

No mortgage application or endless paperwork

Keep your timeline and flexibility—refinance when you’re ready

Recent Home Purchases Across the USA

How It Works

Enter Your Available Funds

Obtain Shopping Budget

Pick Your Perfect Home

Home Equity Partner Buys the Home

You Move-In

You Control the Home, Not Us

If you have over $75,000 in available funds, we guarantee pre-approval in 5 days or less.

Exclusive Home Buying Program for:

Have equity, not cash? Let’s unlock it.

$75,000+ in available funds

Home value: Above $200,000

Minimum Cash Required
$75,000+
Credit Score Needed?
No minimum. No impact to credit.
Time to Approval
As fast as 24-48 hours
Program Length
Up to 3 years
Can I buy the home later?
Yes, refi or cash-out anytime.

Helping Families Find their Home

We are thrilled to have found HEP! Our situation was quite challenging: the house we were renting-to-own was foreclosed on, and we were faced with the tough choice of either buying the property or moving out. Traditional loans were out of reach due to our less-than-perfect credit score and the inflated price of the house we were in.

Thankfully, HEP came to the rescue. Within two weeks, they got us approved through their program. Not only that, but they also connected us with a local realtor who expertly guided us through the current hectic market. In just a month and a half, we found our dream home, and 50 days later, we closed on it.

Today, we are overjoyed to say that we are officially on our way to homeownership. Thank you, HEP Team, for making this possible!

– Ethan Slyder (Illinois 2024)